Overdraft Protection is provided on every Share Draft account in order to prevent returned / NSF checks. This is not intended to be a line of credit, but a protection.

Advances are to be repaid in a timely manner and are not encouraged. A disclosure of fees for multiple advances is available in the credit union office. The time period for repayment of overdrafts is 30 days.

A “Line of Credit” loan is also available to use along with your Share Draft account as well. See our Line of Credit loan page for more information.